"The ugly truth,... is that the 401(k) is a lousy idea, a financial flop,...
And what you can do instead"
Time recommends- IRS Code Sec. 7702
Tax Free, Market Risk Free,
with
Amazing Returns
IRS Code Sec. 7702
"Workers and most financial advisors have absolutely no idea that a tax-free, market risk-free, gains-locked-in, congressionally approved solution to retirement has been sitting right under their noses for 12 years."
The 7702 generates 5-6 times more income than any other plan,